{"id":170,"date":"2014-01-29T12:48:22","date_gmt":"2014-01-29T12:48:22","guid":{"rendered":"http:\/\/www.guardianmtginc.com\/?page_id=170"},"modified":"2014-01-29T12:48:22","modified_gmt":"2014-01-29T12:48:22","slug":"glossary-of-terms","status":"publish","type":"page","link":"https:\/\/www.guardianmtginc.com\/?page_id=170","title":{"rendered":"Glossary of Terms"},"content":{"rendered":"<h1><span style=\"color: #0099ff;\">Glossary of Terms<\/span><\/h1>\n<p>Use this glossary to look up definitions of mortgage terms. The definitions given here explain how the terms are used in the field of real estate finance. Some of the terms have additional meanings, which can be found in a standard dictionary.<\/p>\n<p><span style=\"color: #000000;\"><div class=\"glossary-atoz-wrapper\"><ul class=\"glossary-menu-atoz\"><li class=\"glossary-menu-item atoz-menu-a atoz-clickable atozmenu-off\" title=\"Terms: 12\"  data-alpha=\"a\"><a href=\"#a\">A<\/a><\/li><li class=\"glossary-menu-item atoz-menu-b atoz-clickable atozmenu-off\" title=\"Terms: 10\"  data-alpha=\"b\"><a href=\"#b\">B<\/a><\/li><li class=\"glossary-menu-item atoz-menu-c atoz-clickable atozmenu-off\" title=\"Terms: 26\"  data-alpha=\"c\"><a href=\"#c\">C<\/a><\/li><li class=\"glossary-menu-item atoz-menu-d atoz-clickable atozmenu-off\" title=\"Terms: 19\"  data-alpha=\"d\"><a href=\"#d\">D<\/a><\/li><li class=\"glossary-menu-item atoz-menu-e atoz-clickable atozmenu-off\" title=\"Terms: 10\"  data-alpha=\"e\"><a href=\"#e\">E<\/a><\/li><li class=\"glossary-menu-item atoz-menu-f atoz-clickable atozmenu-off\" title=\"Terms: 16\"  data-alpha=\"f\"><a href=\"#f\">F<\/a><\/li><li class=\"glossary-menu-item atoz-menu-g atoz-clickable atozmenu-off\" title=\"Terms: 8\"  data-alpha=\"g\"><a href=\"#g\">G<\/a><\/li><li class=\"glossary-menu-item atoz-menu-h atoz-clickable atozmenu-off\" title=\"Terms: 6\"  data-alpha=\"h\"><a href=\"#h\">H<\/a><\/li><li class=\"glossary-menu-item atoz-menu-i atoz-clickable atozmenu-off\" title=\"Terms: 9\"  data-alpha=\"i\"><a href=\"#i\">I<\/a><\/li><li class=\"glossary-menu-item atoz-menu-j atoz-clickable atozmenu-off\" title=\"Terms: 2\"  data-alpha=\"j\"><a href=\"#j\">J<\/a><\/li><li class=\"glossary-menu-item atoz-menu-l atoz-clickable atozmenu-off\" title=\"Terms: 9\"  data-alpha=\"l\"><a href=\"#l\">L<\/a><\/li><li class=\"glossary-menu-item atoz-menu-m atoz-clickable atozmenu-off\" title=\"Terms: 9\"  data-alpha=\"m\"><a href=\"#m\">M<\/a><\/li><li class=\"glossary-menu-item atoz-menu-n atoz-clickable atozmenu-off\" title=\"Terms: 5\"  data-alpha=\"n\"><a href=\"#n\">N<\/a><\/li><li class=\"glossary-menu-item atoz-menu-o atoz-clickable atozmenu-off\" title=\"Terms: 10\"  data-alpha=\"o\"><a href=\"#o\">O<\/a><\/li><li class=\"glossary-menu-item atoz-menu-p atoz-clickable atozmenu-off\" title=\"Terms: 21\"  data-alpha=\"p\"><a href=\"#p\">P<\/a><\/li><li class=\"glossary-menu-item atoz-menu-r atoz-clickable atozmenu-off\" title=\"Terms: 17\"  data-alpha=\"r\"><a href=\"#r\">R<\/a><\/li><li class=\"glossary-menu-item atoz-menu-s atoz-clickable atozmenu-off\" title=\"Terms: 20\"  data-alpha=\"s\"><a href=\"#s\">S<\/a><\/li><li class=\"glossary-menu-item atoz-menu-t atoz-clickable atozmenu-off\" title=\"Terms: 13\"  data-alpha=\"t\"><a href=\"#t\">T<\/a><\/li><li class=\"glossary-menu-item atoz-menu-u atoz-clickable atozmenu-off\" title=\"Terms: 3\"  data-alpha=\"u\"><a href=\"#u\">U<\/a><\/li><li class=\"glossary-menu-item atoz-menu-v atoz-clickable atozmenu-off\" title=\"Terms: 6\"  data-alpha=\"v\"><a href=\"#v\">V<\/a><\/li><li class=\"glossary-menu-item atoz-menu-w atoz-clickable atozmenu-off\" title=\"Terms: 1\"  data-alpha=\"w\"><a href=\"#w\">W<\/a><\/li><li class=\"glossary-menu-item atoz-menu-y atoz-clickable atozmenu-off\" title=\"Terms: 1\"  data-alpha=\"y\"><a href=\"#y\">Y<\/a><\/li><li class=\"glossary-menu-item atoz-menu-z atoz-clickable atozmenu-off\" title=\"Terms: 1\"  data-alpha=\"z\"><a href=\"#z\">Z<\/a><\/li><\/ul><div style=\"clear: both;\"><\/div><div class=\"wpg-please-select\"><p>Please select from the menu above<\/p><\/div><div style=\"clear: both;\"><\/div><div class=\"glossary-atoz-wrapper\"><ul class=\"glossary-atoz glossary-atoz-a atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-a\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=acceleration\" title=\"Acceleration\" >Acceleration<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-a\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=adjustable-rate-mortgage-3\" title=\"Adjustable Rate Mortgage\" >Adjustable Rate Mortgage<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-a\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=alimony-received\" title=\"Alimony Received\" >Alimony Received<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-a\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=amortized-loan\" title=\"Amortized Loan\" >Amortized Loan<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-a\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=annual-percentage-rate-apr\" title=\"Annual Percentage Rate (APR)\" >Annual Percentage Rate (APR)<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-a\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=appraisal\" title=\"Appraisal\" >Appraisal<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-a\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=appreciation\" title=\"Appreciation\" >Appreciation<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-a\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=arms-length-transaction\" title=\"Arm&#8217;s Length Transaction\" >Arm&#8217;s Length Transaction<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-a\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=assessment\" title=\"Assessment\" >Assessment<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-a\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=asset\" title=\"Asset\" >Asset<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-a\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=assets-liquid\" title=\"Assets, Liquid\" >Assets, Liquid<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-a\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=assumption\" title=\"Assumption\" >Assumption<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-b atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-b\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=balloon-mortgage\" title=\"Balloon Mortgage\" >Balloon Mortgage<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-b\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=balloon-payment\" title=\"Balloon Payment\" >Balloon Payment<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-b\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=bi-weekly-loan\" title=\"Bi-Weekly Loan\" >Bi-Weekly Loan<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-b\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=bill-of-sale\" title=\"Bill of Sale\" >Bill of Sale<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-b\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=blanket-mortgage\" title=\"Blanket Mortgage\" >Blanket Mortgage<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-b\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=bonus\" title=\"Bonus\" >Bonus<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-b\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=borrower-mortgagor\" title=\"Borrower (Mortgagor)\" >Borrower (Mortgagor)<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-b\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=broker\" title=\"Broker\" >Broker<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-b\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=brokerage-fee\" title=\"Brokerage Fee\" >Brokerage Fee<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-b\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=buydown\" title=\"Buydown\" >Buydown<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-c atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=cap\" title=\"Cap\" >Cap<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=capitalization\" title=\"Capitalization\" >Capitalization<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=cash-flow\" title=\"Cash Flow\" >Cash Flow<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=certificate-of-eligibility\" title=\"Certificate of Eligibility\" >Certificate of Eligibility<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=certificate-of-reasonable-value\" title=\"Certificate of Reasonable Value\" >Certificate of Reasonable Value<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=chattel-mortgage\" title=\"Chattel Mortgage\" >Chattel Mortgage<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=child-support\" title=\"Child Support\" >Child Support<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=closing\" title=\"Closing\" >Closing<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=closing-costs\" title=\"Closing Costs\" >Closing Costs<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=co-borrower\" title=\"Co-Borrower\" >Co-Borrower<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=cofi\" title=\"COFI\" >COFI<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=collateral\" title=\"Collateral\" >Collateral<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=commission\" title=\"Commission\" >Commission<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=commitment\" title=\"Commitment\" >Commitment<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=comparables\" title=\"Comparables\" >Comparables<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=competitive-market-analysis-cma\" title=\"Competitive Market Analysis (CMA)\" >Competitive Market Analysis (CMA)<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=condition\" title=\"Condition\" >Condition<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=condominium\" title=\"Condominium\" >Condominium<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=conforming-loan\" title=\"Conforming Loan\" >Conforming Loan<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=consideration\" title=\"Consideration\" >Consideration<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=construction-loan\" title=\"Construction Loan\" >Construction Loan<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=consumer-price-index\" title=\"Consumer Price Index\" >Consumer Price Index<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=conventional-loan\" title=\"Conventional Loan\" >Conventional Loan<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=convertible-arm\" title=\"Convertible ARM\" >Convertible ARM<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=cost-approach-to-value\" title=\"Cost Approach to Value\" >Cost Approach to Value<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-c\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=credit-report\" title=\"Credit Report\" >Credit Report<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-d atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=debt-service\" title=\"Debt Service\" >Debt Service<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=debt-to-income-ratio\" title=\"Debt To Income Ratio\" >Debt To Income Ratio<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=deduction\" title=\"Deduction\" >Deduction<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=deed-in-lieu-of-foreclosure\" title=\"Deed In Lieu Of Foreclosure\" >Deed In Lieu Of Foreclosure<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=deed-of-reconveyance\" title=\"Deed Of Reconveyance\" >Deed Of Reconveyance<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=deed-of-trust\" title=\"Deed Of Trust\" >Deed Of Trust<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=default\" title=\"Default\" >Default<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=deferred-interest\" title=\"Deferred Interest\" >Deferred Interest<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=deferred-maintenance\" title=\"Deferred Maintenance\" >Deferred Maintenance<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=deficiency-judgment\" title=\"Deficiency Judgment\" >Deficiency Judgment<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=delinquency\" title=\"Delinquency\" >Delinquency<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=department-of-veterans-affairs-va\" title=\"Department Of Veterans Affairs (VA)\" >Department Of Veterans Affairs (VA)<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=depreciation\" title=\"Depreciation\" >Depreciation<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=direct-endorser\" title=\"Direct Endorser\" >Direct Endorser<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=discount-points\" title=\"Discount Points\" >Discount Points<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=dividends\" title=\"Dividends\" >Dividends<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=down-payment\" title=\"Down Payment\" >Down Payment<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=due-on-sale-clause\" title=\"Due On Sale Clause\" >Due On Sale Clause<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-d\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=duplex\" title=\"Duplex\" >Duplex<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-e atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-e\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=earnest-money\" title=\"Earnest Money\" >Earnest Money<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-e\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=economic-life\" title=\"Economic Life\" >Economic Life<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-e\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=encumber\" title=\"Encumber\" >Encumber<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-e\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=entitlement\" title=\"Entitlement\" >Entitlement<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-e\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=equal-credit-opportunity-act-ecoa\" title=\"Equal Credit Opportunity Act (ECOA)\" >Equal Credit Opportunity Act (ECOA)<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-e\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=equity\" title=\"Equity\" >Equity<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-e\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=equity-exchange\" title=\"Equity Exchange\" >Equity Exchange<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-e\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=escalation-clause\" title=\"Escalation Clause\" >Escalation Clause<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-e\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=escrow\" title=\"Escrow\" >Escrow<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-e\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=escrow-account\" title=\"Escrow Account\" >Escrow Account<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-f atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-f\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=fannie-mae-fnma\" title=\"Fannie Mae (FNMA)\" >Fannie Mae (FNMA)<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-f\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=farmers-home-administration-fmha\" title=\"Farmers Home Administration (FmHA)\" >Farmers Home Administration (FmHA)<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-f\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=federal-home-loan-mortgage-corporation-fhlmc\" title=\"Federal Home Loan Mortgage Corporation (FHLMC)\" >Federal Home Loan Mortgage Corporation (FHLMC)<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-f\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=federal-housing-administration-fha\" title=\"Federal Housing Administration (FHA)\" >Federal Housing Administration (FHA)<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-f\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=federal-reserve\" title=\"Federal Reserve\" >Federal Reserve<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-f\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=fha-insured-loan\" title=\"FHA-Insured Loan\" >FHA-Insured Loan<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-f\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=fhlmc\" title=\"FHLMC\" >FHLMC<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-f\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=financial-statement\" title=\"Financial Statement\" >Financial Statement<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-f\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=first-lien-position\" title=\"First Lien Position\" >First Lien Position<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-f\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=first-mortgage\" title=\"First Mortgage\" >First Mortgage<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-f\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=fiscal-year\" title=\"Fiscal Year\" >Fiscal Year<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-f\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=fixed-rate-mortgage\" title=\"Fixed Rate Mortgage\" >Fixed Rate Mortgage<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-f\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=foreclosure\" title=\"Foreclosure\" >Foreclosure<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-f\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=fourplex\" title=\"Fourplex\" >Fourplex<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-f\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=functional-obsolescence\" title=\"Functional Obsolescence\" >Functional Obsolescence<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-f\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=funding-fee\" title=\"Funding Fee\" >Funding Fee<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-g atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-g\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=gift-funds\" title=\"Gift Funds\" >Gift Funds<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-g\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=gift-letter\" title=\"Gift Letter\" >Gift Letter<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-g\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=ginnie-mae\" title=\"Ginnie Mae\" >Ginnie Mae<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-g\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=good-faith-estimate\" title=\"Good Faith Estimate\" >Good Faith Estimate<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-g\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=graduated-payment-mortgage-gpm\" title=\"Graduated Payment Mortgage (GPM)\" >Graduated Payment Mortgage (GPM)<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-g\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=gross-monthly-income\" title=\"Gross Monthly Income\" >Gross Monthly Income<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-g\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=gross-rent-multiplier-grm\" title=\"Gross Rent Multiplier (GRM)\" >Gross Rent Multiplier (GRM)<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-g\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=growing-equity-mortgage-gem\" title=\"Growing Equity Mortgage (GEM)\" >Growing Equity Mortgage (GEM)<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-h atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-h\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=hazard-insurance\" title=\"Hazard Insurance\" >Hazard Insurance<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-h\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=highest-and-best-use\" title=\"Highest and Best Use\" >Highest and Best Use<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-h\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=home-equity-loan\" title=\"Home Equity Loan\" >Home Equity Loan<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-h\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=homeowners-association\" title=\"Homeowners Association\" >Homeowners Association<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-h\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=housing-expenses-to-income-ratio\" title=\"Housing Expenses To Income Ratio\" >Housing Expenses To Income Ratio<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-h\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=hud\" title=\"HUD\" >HUD<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-i atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-i\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=impound-account\" title=\"Impound Account\" >Impound Account<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-i\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=income-property\" title=\"Income Property\" >Income Property<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-i\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=index\" title=\"Index\" >Index<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-i\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=installment\" title=\"Installment\" >Installment<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-i\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=interest\" title=\"Interest\" >Interest<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-i\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=interest-only-loan\" title=\"Interest Only Loan\" >Interest Only Loan<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-i\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=interest-rate-cap\" title=\"Interest Rate Cap\" >Interest Rate Cap<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-i\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=interim-financing\" title=\"Interim Financing\" >Interim Financing<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-i\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=investmentrental-property\" title=\"Investment\/Rental Property\" >Investment\/Rental Property<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-j atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-j\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=jumbo-loan\" title=\"Jumbo Loan\" >Jumbo Loan<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-j\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=junior-mortgage\" title=\"Junior Mortgage\" >Junior Mortgage<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-l atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-l\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=lease\" title=\"Lease\" >Lease<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-l\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=leaseoption\" title=\"Lease\/Option\" >Lease\/Option<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-l\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=leasepurchase-contract\" title=\"Lease\/Purchase Contract\" >Lease\/Purchase Contract<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-l\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=liability\" title=\"Liability\" >Liability<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-l\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=lien\" title=\"Lien\" >Lien<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-l\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=listing\" title=\"Listing\" >Listing<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-l\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=loan-origination-fee\" title=\"Loan Origination Fee\" >Loan Origination Fee<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-l\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=loan-to-value-ratio-ltv\" title=\"Loan-to-Value Ratio (LTV)\" >Loan-to-Value Ratio (LTV)<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-l\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=lock-in\" title=\"Lock-In\" >Lock-In<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-m atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-m\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=margin\" title=\"Margin\" >Margin<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-m\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=market-value\" title=\"Market Value\" >Market Value<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-m\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=mip\" title=\"MIP\" >MIP<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-m\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=mobilemanufactured\" title=\"Mobile\/Manufactured\" >Mobile\/Manufactured<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-m\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=mortgage-broker\" title=\"Mortgage Broker\" >Mortgage Broker<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-m\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=mortgage-company\" title=\"Mortgage Company\" >Mortgage Company<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-m\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=mortgage-insurance\" title=\"Mortgage Insurance\" >Mortgage Insurance<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-m\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=mortgage-loan\" title=\"Mortgage Loan\" >Mortgage Loan<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-m\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=mortgagee\" title=\"Mortgagee\" >Mortgagee<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-n atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-n\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=negative-amortization\" title=\"Negative Amortization\" >Negative Amortization<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-n\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=net-worth\" title=\"Net Worth\" >Net Worth<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-n\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=nonconforming-loan\" title=\"Nonconforming Loan\" >Nonconforming Loan<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-n\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=note-rate\" title=\"Note Rate\" >Note Rate<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-n\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=notice-of-default\" title=\"Notice of Default\" >Notice of Default<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-o atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-o\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=one-year-adjustable\" title=\"One Year Adjustable\" >One Year Adjustable<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-o\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=open-end-loan\" title=\"Open End Loan\" >Open End Loan<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-o\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=option\" title=\"Option\" >Option<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-o\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=option-money\" title=\"Option Money\" >Option Money<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-o\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=option-to-purchase\" title=\"Option to Purchase\" >Option to Purchase<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-o\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=origination-fee\" title=\"Origination Fee\" >Origination Fee<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-o\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=other-debt\" title=\"Other Debt\" >Other Debt<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-o\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=other-income\" title=\"Other Income\" >Other Income<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-o\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=over-improvement\" title=\"Over-improvement\" >Over-improvement<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-o\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=overtime\" title=\"Overtime\" >Overtime<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-p atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=payee\" title=\"Payee\" >Payee<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=payment-cap\" title=\"Payment Cap\" >Payment Cap<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=personal-property\" title=\"Personal Property\" >Personal Property<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=physical-life\" title=\"Physical Life\" >Physical Life<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=piti\" title=\"PITI\" >PITI<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=pledged-account-mortgage-pam\" title=\"Pledged Account Mortgage (PAM)\" >Pledged Account Mortgage (PAM)<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=pmi\" title=\"PMI\" >PMI<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=pmi-requirements\" title=\"PMI Requirements\" >PMI Requirements<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=point\" title=\"Point\" >Point<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=portfolio\" title=\"Portfolio\" >Portfolio<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=power-of-attorney\" title=\"Power of Attorney\" >Power of Attorney<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=pre-approval\" title=\"Pre-Approval\" >Pre-Approval<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=pre-qualifying\" title=\"Pre-Qualifying\" >Pre-Qualifying<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=prepaid-expenses\" title=\"Prepaid Expenses\" >Prepaid Expenses<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=prepayment\" title=\"Prepayment\" >Prepayment<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=prepayment-penalty\" title=\"Prepayment Penalty\" >Prepayment Penalty<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=primary-residence\" title=\"Primary Residence\" >Primary Residence<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=prime-rate\" title=\"Prime Rate\" >Prime Rate<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=principal\" title=\"Principal\" >Principal<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=proration\" title=\"Proration\" >Proration<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-p\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=purchase-and-sale-agreement\" title=\"Purchase and Sale Agreement\" >Purchase and Sale Agreement<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-r atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-r\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=rate-adjustment-period\" title=\"Rate Adjustment Period\" >Rate Adjustment Period<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-r\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=re-amortize\" title=\"Re-amortize\" >Re-amortize<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-r\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=real-estate-investment-trust-reit\" title=\"Real Estate Investment Trust (REIT)\" >Real Estate Investment Trust (REIT)<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-r\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=realtor\" title=\"Realtor\" >Realtor<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-r\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=recission\" title=\"Recission\" >Recission<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-r\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=recording-fees\" title=\"Recording Fees\" >Recording Fees<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-r\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=redlining\" title=\"Redlining\" >Redlining<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-r\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=refinance\" title=\"Refinance\" >Refinance<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-r\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=regulation-z\" title=\"Regulation Z\" >Regulation Z<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-r\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=reinstatement\" title=\"Reinstatement\" >Reinstatement<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-r\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=rent\" title=\"Rent\" >Rent<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-r\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=rent-credit-provision\" title=\"Rent Credit Provision\" >Rent Credit Provision<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-r\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=rental-income\" title=\"Rental Income\" >Rental Income<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-r\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=residual-income\" title=\"Residual Income\" >Residual Income<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-r\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=respa\" title=\"RESPA\" >RESPA<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-r\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=reverse-equity-mortgage\" title=\"Reverse Equity Mortgage\" >Reverse Equity Mortgage<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-r\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=revolving\" title=\"Revolving\" >Revolving<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-s atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=satisfaction-of-mortgage\" title=\"Satisfaction of Mortgage\" >Satisfaction of Mortgage<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=seasoned-loan\" title=\"Seasoned Loan\" >Seasoned Loan<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=second-vacation-home\" title=\"Second \/ Vacation Home\" >Second \/ Vacation Home<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=second-mortgage\" title=\"Second Mortgage\" >Second Mortgage<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=secondary-financing\" title=\"Secondary Financing\" >Secondary Financing<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=secondary-market\" title=\"Secondary Market\" >Secondary Market<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=securities\" title=\"Securities\" >Securities<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=securities-mortgage-backed\" title=\"Securities, Mortgage-Backed\" >Securities, Mortgage-Backed<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=seller-financing\" title=\"Seller Financing\" >Seller Financing<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=servicing\" title=\"Servicing\" >Servicing<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=settlement\" title=\"Settlement\" >Settlement<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=settlement-statement\" title=\"Settlement Statement\" >Settlement Statement<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=shared-appreciation-mortgage-sam\" title=\"Shared Appreciation Mortgage (SAM)\" >Shared Appreciation Mortgage (SAM)<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=sheriffs-deed\" title=\"Sheriff&#8217;s Deed\" >Sheriff&#8217;s Deed<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=simple-interest\" title=\"Simple Interest\" >Simple Interest<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=single-family-residence\" title=\"Single Family Residence\" >Single Family Residence<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=stable-monthly-income\" title=\"Stable Monthly Income\" >Stable Monthly Income<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=subordination\" title=\"Subordination\" >Subordination<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=subordination-clause\" title=\"Subordination Clause\" >Subordination Clause<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-s\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=sweat-equity\" title=\"Sweat Equity\" >Sweat Equity<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-t atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-t\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=take-out-loan\" title=\"Take-Out Loan\" >Take-Out Loan<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-t\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=title\" title=\"Title\" >Title<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-t\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=title-insurance\" title=\"Title Insurance\" >Title Insurance<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-t\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=title-search\" title=\"Title Search\" >Title Search<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-t\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=total-finance-charge\" title=\"Total Finance Charge\" >Total Finance Charge<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-t\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=townhouse\" title=\"Townhouse\" >Townhouse<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-t\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=treasury-bills\" title=\"Treasury Bills\" >Treasury Bills<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-t\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=treasury-index\" title=\"Treasury Index\" >Treasury Index<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-t\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=triplex\" title=\"Triplex\" >Triplex<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-t\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=trust-account\" title=\"Trust Account\" >Trust Account<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-t\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=trustee\" title=\"Trustee\" >Trustee<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-t\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=trustees-sale\" title=\"Trustee&#8217;s Sale\" >Trustee&#8217;s Sale<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-t\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=truth-in-lending-act-tila\" title=\"Truth In Lending Act (TILA)\" >Truth In Lending Act (TILA)<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-u atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-u\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=underwriter\" title=\"Underwriter\" >Underwriter<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-u\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=underwriting\" title=\"Underwriting\" >Underwriting<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-u\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=usury\" title=\"Usury\" >Usury<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-v atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-v\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=va\" title=\"VA\" >VA<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-v\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=va-entitlement\" title=\"VA Entitlement\" >VA Entitlement<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-v\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=va-guaranty\" title=\"VA Guaranty\" >VA Guaranty<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-v\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=va-loan\" title=\"VA Loan\" >VA Loan<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-v\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=verification-of-deposit\" title=\"Verification of Deposit\" >Verification of Deposit<\/a><br><\/li><li class=\"glossary-item atoz-li atoz-li-v\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=verification-of-employment\" title=\"Verification of Employment\" >Verification of Employment<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-w atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-w\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=wraparound-financing\" title=\"Wraparound Financing\" >Wraparound Financing<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-y atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-y\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=yield\" title=\"Yield\" >Yield<\/a><br><\/li><\/ul><ul class=\"glossary-atoz glossary-atoz-z atozitems-off\"><li class=\"glossary-item atoz-li atoz-li-z\"><a href=\"https:\/\/www.guardianmtginc.com\/?glossary=zero-down\" title=\"Zero Down\" >Zero Down<\/a><br><\/li><\/ul><\/div><\/div><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Glossary of Terms Use this glossary to look up definitions of mortgage terms. The definitions given here explain how the terms are used in the field of real estate finance. Some of the terms have additional meanings, which can be found in a standard dictionary.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"nf_dc_page":"","pmpro_default_level":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/www.guardianmtginc.com\/index.php?rest_route=\/wp\/v2\/pages\/170"}],"collection":[{"href":"https:\/\/www.guardianmtginc.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.guardianmtginc.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.guardianmtginc.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.guardianmtginc.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=170"}],"version-history":[{"count":0,"href":"https:\/\/www.guardianmtginc.com\/index.php?rest_route=\/wp\/v2\/pages\/170\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.guardianmtginc.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=170"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}