{"id":69,"date":"2014-01-29T04:22:10","date_gmt":"2014-01-29T04:22:10","guid":{"rendered":"http:\/\/www.guardianmtginc.com\/?page_id=69"},"modified":"2019-04-02T18:37:39","modified_gmt":"2019-04-02T18:37:39","slug":"why-refinance","status":"publish","type":"page","link":"https:\/\/www.guardianmtginc.com\/?page_id=69","title":{"rendered":"Why Refinance?"},"content":{"rendered":"

Why Refinance?<\/span><\/h1>\n

\"shutterstock_111165\"<\/a>Refinancing your current mortgage may accomplish a number of financial goals:<\/span><\/h2>\n

\u2022\u00a0 Lowering your interest rate may save money on your monthly payment.
\n\u2022\u00a0 Reducing the term of your mortgage may save tens of thousands of dollars over the life of the loan while increasing slightly higher on monthly payments.
\n\u2022\u00a0 Refinancing an ARM or a balloon to a fixed rate may eliminate the uncertainty of shifts in interest rates.<\/p>\n

At Guardian Mortgage Inc, we offer a variety of refinancing packages to suit the diverse needs of our customers, and we welcome the opportunity to work with you to find the right mortgage.\u00a0 The right option for you will depend on a variety of factors pertaining to your specific situation – one of our mortgage professionals will help you choose the best loan package. If you refinance, your total finance charges may be higher over the life of the loan.<\/p>\n

Considering the following factors can give you a head start in deciding which type of refinance option to choose:<\/span><\/h3>\n

1.\u00a0 How long you plan to remain in the house
\n2.\u00a0 How long you have been paying on your current mortgage
\n3.\u00a0 The current rate and term of your mortgage
\n4.\u00a0 Whether you have a second mortgage or home equity line of credit
\n5.\u00a0 How much equity you have in your home
\n6.\u00a0 Whether it will be beneficial to consolidate other debts into your mortgage (this can depend on the amount of equity that you currently have in your home)<\/p>\n

Five Reasons to Refinance Your Current Mortgage!<\/span><\/h3>\n

1.\u00a0 Decrease monthly payments from a higher fixed rate to a lower fixed rate.
\n2.\u00a0 Improve monthly cash flow with lower payments.
\n3.\u00a0 Switch to a fixed rate program to eliminate payment changes of adjustable rate mortgages (ARMs).
\n4.\u00a0 Withdraw funds or consolidate credit card debts.
\n5.\u00a0 Shorter loan terms to pay off your mortgage faster<\/p>\n

Our Certified Mortgage Planner Specialists \u00a0will guide you through each stage of the process and provide you with expert advice along the way.\u00a0We are committed to making the home refinance process clear, informative, and simple.\u00a0 At Guardian Mortgage, we understand that you want to get the best refinance deal. That\u2019s why we are committed to providing you with the information you need to make well informed decisions.<\/p>\n

When you are ready, simply Apply Online, Request Personalized Rate Quote or call us at 703-349-1084 to speak with live person.<\/strong><\/p>\n

\"Apply<\/a><\/p>\n

\u00a0\"Request<\/a>\"Request<\/a><\/strong><\/p>\n

<\/h4>\n","protected":false},"excerpt":{"rendered":"

Why Refinance? Refinancing your current mortgage may accomplish a number of financial goals: \u2022\u00a0 Lowering your interest rate may save money on your monthly payment. \u2022\u00a0 Reducing the term of your mortgage may save tens of thousands of dollars over the life of the loan while increasing slightly higher on monthly payments. \u2022\u00a0 Refinancing an […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"nf_dc_page":"","pmpro_default_level":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/www.guardianmtginc.com\/index.php?rest_route=\/wp\/v2\/pages\/69"}],"collection":[{"href":"https:\/\/www.guardianmtginc.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.guardianmtginc.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.guardianmtginc.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.guardianmtginc.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=69"}],"version-history":[{"count":5,"href":"https:\/\/www.guardianmtginc.com\/index.php?rest_route=\/wp\/v2\/pages\/69\/revisions"}],"predecessor-version":[{"id":2425,"href":"https:\/\/www.guardianmtginc.com\/index.php?rest_route=\/wp\/v2\/pages\/69\/revisions\/2425"}],"wp:attachment":[{"href":"https:\/\/www.guardianmtginc.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=69"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}