What to Do Next After Loan Application

You can do the following things to help speed up the mortgage process:

• Provide all required supporting documents ASAP when requested

• Interest rates change every day so it needs to be locked at minimum 10 days prior to closing. We will discuss this when to lock.

• Contact the home owner insurance company of your choice and get the new policy quote. Once that is done, then give us the company’s name and phone number so we can get provide new mortgage company information to them.

• We will need a check or credit card payment for the appraisal before we order it.

• Keep up with your credit card payments.

• Continue working at your job.

Loan approval- We will call to let you know when we receive underwriting decision on your loan application.[/simple-check-list]

• Lastly very important, reply to communication ASAP sent by us to your email, text or phone services.

If you have applied for Refinance then do the following:

• Keep making your current mortgage payment on time. We will let you know when to stop making your payment.

• Do some cleaning in your house for the appraisal inspection so it can appraise more.